Insurance Ramifications
May 2nd, 2007 at 8:34 am by PSoTD
I see where Governor Jon Corzine has now received a ticket for not wearing his seat belt in the crash in which he was severely hurt. Clearly deserved and appropriate. However… are there any insurance benefit ramifications for injuries incurred in car accidents in which automobile occupants were not wearing safety belts?




N.J. Gov. Leaves Hospital, Admits He Erred…
“I set a very poor example,” said New Jersey Gov. Jon Corzine, who wasn’t wearing a seat belt in the…
Also, why was his driver doing more than 90 mph
at the time of the crash?
I pulled out my policy, which is in PA so NJ could be different. But from reading it the accident would be covered since not wearing a seat belt is not a felony. But another factor to consider is that this might actually fall under workers comp and not the auto policy since he was on the job and the accident was in connection with his duties.
As for the speed the head of troopers union has defended it saying the troopers have the right to sped if there is a threat to the safety of the Governor. Which I would ask if there is that much of a threat why didn’t they fly him in a state police helicopter and avoid the roads? The truth is most police and politicians are very arrogant and routinely break the law which they consider below them.
tell the truth, 90 isn’t unheard of on the interstates, which were built to be traveled at 80 mph anyway.
i’m sure there was no threat to the governor - just a nice excuse.
and considering that the insurance is carried by the state, whatever the gov did is a drop in the bucket, whether it’s workmens comp or auto insurance.
“Clearly deserved and appropriate.”
I do have a problem with the high speed craziness. There is no good reason for it. The ticket for not wearing a seat belt is something else entirely, though.
To the extent that a driver loses control of a vehicle because of being dislodged from his or her position behind the wheel/controls during an accident (or when the car is bumped, jostled, goes over or through a pothole, object in the road, etc.) , I can see a reason to issue a ticket. But Corzine was a passenger. If a PASSENGER is an adult, and a seatbelt is available for his/her use, but he/she chooses not to wear it, to issue that person a ticket is in the same category as charging someone with a victimless crime (drug use, prostitution, etc.). There are more important ways for law enforcement personnel to spend their time and our money.
Is it really victimless? Who’s paying for all the healthcare costs because Corzine didn’t wear his seatbelt? Who’s without their fulltime Governor during his recovery?
It’s the law in NJ. Corzine is the top government official for the state. He should be setting an example for following the law, not flaunting it. Ticket is very appropriate.