Payday lending in PA

Via email:

We are in mile 26 of this marathon!  We need one final push to kill this bill.  Please call800.515.8134 today.

HB 2191, which would legalize 369% interest rates in PA, has not yet come out of committee.  That’s a good thing and it’s because of YOUR calls to your state Senators letting them know that you oppose predatory lending in PA.  Thank you!

To keep HB 2191 off the floor, we still need calls to our state Senators this week.  The AARP has graciously extended the use of the patch-through number.   All you have to do is call 800.515.8134, listen to a short explanation of the issue (good background), enter your zip so the system can find your Senator and then leave your message asking your Senator to vote NO on HB 2191.  

We are close to stopping HB 2191 and predatory lending for this legislative session but the payday loan lobbyists are working hard to defeat us.  The only chance we have to keep 369% interest rates out of PA and payday lenders out of your communities is if we let our state Senators know that we are watching this bill and that we do not want it to pass.

Here’s another great editorial opposed to HB 2191.  Please share it and 800.515.8134  with all your PA friends and family.

Lehigh Valley Opinion:

Thanks for everything you’ve done and will do to keep predatory payday lending OUT of Pennsylvania.   Your voice is the best tool we have to keep Pennsylvania’s families and our economy safe from predatory lending.

Celebrate Mercy

I’m happy to read stories like this. Pass it on!

September 23, 2012– What started out as a local effort by Muslims to write messages of goodwill to the family of Ambassador Stevens has quickly become a global online movement, with thousands of letters being sent from ninety countries in just one week.

The effort was launched by Celebrate Mercy, a non-profit organization that aims to educate people of all faiths worldwide about the life and character of the Prophet Muhammad through online telecasting and social media. It solicited responses to its 11-day ‘MercyMail Campaign’ via Facebook and Twitter, urging followers to “respond to an evil deed with a good one.”

Letters began coming in rapidly after the campaign made the front page of, the social news website, and received the endorsement of prominent Muslim scholars and celebrities such as Cat Stevens (Yusuf).

“Violence and vandalism, no matter how angry you are, is not right in any religion. By killing an innocent man, this mob did more to offend the Prophet Muhammad’s legacy than this film could have ever done,” said Tarek El-Messidi, founder of Celebrate Mercy.

“The Prophet Muhammad embodied mercy and patience on a daily basis, and taught that killing a single person is equivalent to killing all of humanity. This tiny, but loud minority obviously wasn’t listening, but the outpouring of heartfelt letters from Muslims worldwide reflects the values of the overwhelming majority.”

The organization is collecting all of the letters, as well as flowers and gifts, to send to the family. They have received letters from Muslims spanning five continents, most of which came from the United States and North Africa, including many Libyans and Libyan-Americans.

Messages have ranged from personal stories, to condolences and prayers for the family, and explanations of why the act contradicts Muhammad’s message and character.

Sheila Bair


“HAMP was a program designed to look good in a press release, not to fix the housing market,” Bair wrote. “Larry and Tim didn’t seem to care about the political beating the president took on the hundreds of billions of dollars thrown at the big-bank bailouts and AIG bonuses, but when it came to home owners, it was a very different story. I don’t think helping home owners was ever a priority for them.”

The Waiting Room

Not only do I still owe approximately $33,000 from last year’s emergency room treatment (including $1000 for the ambulance ride), I was misdiagnosed — possibly on purpose, to avoid surgery. Who knows? All I know is, life without health insurance is a very risky proposition, and that fact that Mitt Romney doesn’t even seem to know why it is tells me that he either has the worst memory in the world (you’d have to think he was at least aware of these problems when he was a governor working on on his health care plan) or that he simply doesn’t care about health care for the uninsured. Either way, it’s not very flattering. I wonder if he could at least be interested enough to watch this documentary:

Eric Morgan, in his 20s and planning to get married, arrives at Highland Hospital’s emergency room, shaken that he has been diagnosed with a testicular tumor that is likely cancer.

Surgeons at a private hospital have turned him away for lack of insurance but tell him it’s “urgent” he get care.

Demia Bruce — out of work for a year — anxiously waits in the same ER with his 5-year-old daughter, her face swollen and burning with fever.

Carl Connelly has overdosed on drugs and alcohol, and Davelo Lujuan can’t bear the pain of his spinal bone spurs. They, too, wait.

A provocative new documentary, “The Waiting Room,” is a snapshot of Highland Hospital in Oakland, Calif., one of the nation’s busiest safety-net hospitals, which is stretched to the limit with 241 patients a day, mostly uninsured, who need medical care they can’t afford.

The film, directed by Peter Nicks and getting Oscar buzz, opens at the IFC Center in New York City on Wednesday, Sept. 26 and in the greater Los Angeles area at Laemmle Theaters in Santa Monica, Pasadena and Claremont on Friday, Sept. 28, before showing around the country. “The Waiting Room” will also be aired by PBS in 2013.

Nicks follows 24 hours in the lives of artists, small business owners, factory workers and unemployed parents who have been hit hard by the economy — and hit harder still by a healthcare system that has left them out.

“Bring your breakfast, lunch and dinner — everything honey,” an African-American patient who has been waiting for days to see a doctor, tells a new arrival.

They take a number and they wait, sometimes coming back two or three days in a row. It might be months before they can get a doctor’s appointment. With only one operating room, the most urgent cases go first and the rest wait. A man with a survivable gunshot wound has waited two days to be seen.

“It is the place of last resort,” said Nicks, 44, whose wife is a speech therapist at Highland Hospital and came home with stories of patients’ troubled lives.

Injury of the week

I was painting a piece of furniture in my bedroom while sitting on a stepladder. I kind of slid off the ladder, it folded and I landed on my butt. Result? What appears to be a minor tear in the ligament under my kneecap. So between that and the broken toe, I’m still hobbling around.

My sister said she has accidents like this all the time, and reminded me that our mother did, as well. Apparently we’re a cohort of klutzes! (In other news, it turns out that completely independent of each other, my sister and I purchased the exact same bedroom curtains. We really are turning into our mother.)

Blowing hard

NJ Gov. Chris Christie:

As ThinkProgress has reported, several states took their share of the $25 billion foreclosure fraud settlement and used it to balance their budgetsinstead of providing help to homeowners. New Jersey is one of those states, where Gov. Chris Christieplunked the money into the state’s general fund, not specifically earmarking it for foreclosure prevention.

And that isn’t the only way in which Christie is keeping aid from getting to homeowners who need it. According to a report by WABC’s Jim Hoffer, another pot of federal money delivered to the Garden State to prevent foreclosure has gone largely unused:

Two years ago, New Jersey received $300 million from the federal government to help the unemployed from losing their homes.

The state used that money to create the “Homekeeper Loan” program. […]

Data Eyewitness News obtained show since 2010, Homekeeper has only approved 498 families for foreclosure assistance, but nearly 2,000 homeowners have been denied help.

In fact, less than $4-million of the $300-million has been spent ranking New Jersey last among 18 recipient states in giving out these emergency foreclosure funds.

Christie blew off Hoffer’s question about the program during a press conference, telling Hoffer “don’t show up once in a blue moon and think you’re going to dominate my press conference.”

NJ ranks No. 2 in the nation with seriously delinquent mortgages. Tra la!

Site Meter