More socialized losses for the rich

Beachfront Condo Saida Towers

Maybe if we could get the money out of politics, we might actually have FEMA policies that make sense:

GULF SHORES, Ala. — As homeowners around the nation protest skyrocketing premiums for federal flood insurance, the Federal Emergency Management Agency has quietly moved the lines on its flood maps to benefit hundreds of oceanfront condo buildings and million-dollar homes, according to an analysis of federal records by NBC News.

The changes shift the financial burden for the next destructive hurricane, tsunami or tropical storm onto the neighbors of these wealthy beach-dwellers — and ultimately onto all American taxpayers.

In more than 500 instances from the Gulf of Alaska to Bar Harbor, Maine, FEMA has remapped waterfront properties from the highest-risk flood zone, saving the owners as much as 97 percent on the premiums they pay into the financially strained National Flood Insurance Program.

NBC News also found that FEMA has redrawn maps even for properties that have repeatedly filed claims for flood losses from previous storms. At least some of the properties are on the secret “repetitive loss list” that FEMA sends to communities to alert them to problem properties. FEMA says that it does not factor in previous losses into its decisions on applications to redraw the flood zones.

And FEMA has given property owners a break even when the changes are opposed by the town hall official in charge of flood control. Although FEMA asks the local official to sign off on the map changes, it told NBC that its policy is to consider the applications even if the local expert opposes the change.

“If it’s been flooded, it’s susceptible to being flooded again. We all know that,” said Larry A. Larson, director emeritus of the 15,000-member national Association of State Floodplain Managers. “FEMA is ignoring data that’s readily available. That’s not smart. And it puts taxpayer money at risk.”

H/t Karin Riley Porter.

Clearing Christie

"Our ideas are better"

I’ve mentioned that Christie, after working as U.S. attorney, was famously paranoid about leaving an email, voicemail or text trail. So finding no evidence is not the same as clearing someone:

But the report said that Mr. Christie did not recall Mr. Wildstein’s raising the topic during their interaction and, in a sweeping claim of vindication, found no evidence that he — or any current members of his staff — was involved in or aware of the scheme before it snarled traffic for thousands of commuters in Fort Lee, N.J., from Sept. 9 to the morning of Sept. 12.

The inquiry instead blamed, almost entirely, Mr. Wildstein and the governor’s deputy chief of staff, Bridget Anne Kelly, for the scandal, describing Ms. Kelly as scrambling to cover up her role.

As the Times report noted, Randy Mastro’s press conference sounded just like a criminal defense attorney’s statement to the jury. Which it was.

Hobby Lobby wants Jesus to rule the world

Hobby Lobby Huber Heights

No, really:

Outside of the Supreme Court case, little has been reported about Hobby Lobby’s political ties. The company is owned privately by the Green family and generates more than $3 billion per year in revenue from its 602 stores. The family proudly promotes its philanthropy to churches, ministries and Christian community centers, dedicating half of the company’s pretax earnings to Christian ministries. In 2007, Hobby Lobby’s founder and CEO, billionaire David Green, pledged $70 million to Oral Roberts University, bailing out the debt-ridden evangelical university. In 2012, Forbes reported, “Hobby Lobby’s cash spigot currently makes [Green] the largest individual donor to evangelical causes in America.”

But until now, its political connections have been obscure.

Hobby Lobby-related entities are some of the biggest sources of funding to the National Christian Charitable Foundation, which backed groups that collaborated in promoting the anti-gay legislation in Arizona – recently vetoed by Gov. Jan Brewer – that critics say would have legalized discrimination against gays and lesbians by businesses.

The path of SB 1062 to the Arizona statehouse was built by two groups, the Center for Arizona Policy and the Alliance Defending Freedom. Center for Arizona Policy employees regularly spoke in favor of the legislation, appearing as the grass-roots face of a bill that the center’s president, Cathi Herrod, characterized as “[making] certain that governmental laws cannot force people to violate their faith unless it has a compelling governmental interest–a balancing of interests that has been in federal law since 1993,” according to a statement on the group’s website. (One hundred and twenty-three Center for Arizona Policy-supported measures have been signed into law; its legislative agenda ranges from requiring intrusive ultrasounds for women seeking abortions to HB 2281, a bill that, if passed by the Arizona Senate, would exempt religious institutions from paying property taxes on leased or rented property.)
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What if everything you knew about poverty was wrong?

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Really interesting piece in Mother Jones about researchers who moved into the Camden NJ ghetto and stayed there for years:

Around that time, White discovered his girlfriend was pregnant. Ecstatic, he told his friends, “I just created a miracle!” White thought he’d overcome some pretty grim odds. “I’m going to be a dad, I’m 18, and I’m still alive! I’m passing a statistic,” he recalls.

White’s response to impending fatherhood was to look for an income. A number of the men in Edin’s book quit high school or college to work low-wage jobs trying to provide for their new children—giving up opportunities that would have helped them become better providers in the long run. Many turn to selling drugs because it pays better.

White began dealing as well. Eventually, he and his son’s mother split, and a few years later he had a daughter with another woman. But meanwhile, he’d started using drugs. At 24, he landed in a court-ordered drug treatment program and got clean. “My kids were my saviors,” he says. White’s girlfriend stuck with him, they had another daughter, and in 2006 they got married.

Today, White works full time at a screen-printing company, where he’s been for about 12 years, and spends his free time ferrying kids to sports practices and dentist appointments. He’s even got a house with a white fence—PVC, not picket—he put up himself.
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